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Personal Checking Accounts


FSB Free

Completely Free personal Checking!

  • No Minimum Opening Deposit
  • No Minimum Balance
  • Unlimited Check Writing
  • Free Debit Card
  • Free Internet Banking
  • Free Bill Pay
  • Free Telephone Transfers
  • Free Telephone Banking
  • Check Safekeeping



FSB Interest

Personal checking with tiered interest rates and FDIC insurance.

  • No Minimum Opening deposit
  • Unlimited Check Writing
  • Free Specialty Checks
  • Interest Rate Tiers:
  • Click Here for Deposit Rates
  • Free Debit Card
  • Free Internet Banking and Bill Pay
  • Free Notary Service
  • Free Cashier's Checks
  • Free Telephone Banking
  • Free Telephone Transfers
  • Free Check Imaging
  • Maintenance Fee ($10) waived on combined account balances of $10,000 or more
  • Minimum balance to avoid impositions of fees: A Service charge of $10 will be imposed each monthly statement cycle if you fail to maintain a combined deposit account balance of $10,000 on any one day of the statement cycle


Member FDIC
Member FDIC
Farmers State Bank
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Equal Housing Lender
Equal Housing Lender
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