Deposit Rates


Tiers

Interest Rate

APY*

Penalty for Early Withdrawl

91 Day

 0.05%

0.05%

1 month's interest

182 Day

0.05%

0.05%

 1 month's interest

7 Month ***

0.25%

0.25%

All interest

12 Month ***

0.15%

0.15%

7 days interest

18 Month

0.15%

0.15%

6 month's interest

19 Month ***

0.55%

0.55%

6 month's interest

24 Month

0.25%

0.25%

6 month's interest

30 Month

0.30%

0.30%

6 month's interest

BUMP Special 35 Month ***

1.00%

1.00%

12 month's interest

36 Month

0.35%

0.35%

12 month's interest

37 Month ***

1.00%

1.00%

12 month's interest

48 Month

0.40%

0.40%

12 month's interest

60 Month

0.65%

0.65%

12 month's interest

 Interest Rates and Annual Percentage Yields (APY) are accurate as of December 23, 2013.

$1,000 minimum deposit

 *** Requires an active relationship account. Please call or stop at branch for details.

Customer must be present to open account

     

Deposit Rates       

Account Type Interest Rate  APY*  Minimum Balance 
NOW 0.01% 0.01% $1,000
SuperNOW 0.01% 0.01% $2,500
Insured Money Market Fund 0.03% 0.03% $2,500
  0.05% 0.05% $10,000
  0.10% 0.10% $25,000
FSB Interest Checking 0.03% 0.03% <$10,000
  0.05% 0.05% $10,000
  0.10%  0.10%  $25,000 
   0.15% 0.15%  $100,000 
FSB Premier Business Checking  0.01%  0.01%  <$10,000 
  0.05%  0.05%  $10,000
   0.10% 0.10%  $125,000
  0.15%  0.15%  $250,000
  0.20%  0.20%  $500,000 
Smart Money Savings 0.05% 0.05% <$15,000
  0.05% 0.05% $15,000
  0.07% 0.07% $30,000
  0.10% 0.10% $50,000
  0.15% 0.15% $75,000
  0.20% 0.20%  $100,000
Statement Savings 0.03% 0.03% $100
Variable IRA 015% 0.15% 3 month average of FSB 18 month CD
DDA Analysis Rate     0.10%   4 week Treasury rate-changes monthly
   
 

*Annual Percentage Yield
Rates are subject to change after account opening.
Any fees imposed on the accounts may reduce earnings.

Interest Rates and Annual Percentage Yields (APY) are accurate as of December 23, 2013