Checking

At Farmers State Bank, we strive to meet the needs of our customers and has a variety of checking accounts to meet your individual needs. Let us help you find the right choice for you.

FSB Free (A completely FREE personal checking account with no minimum opening balance required) 

  • No Minimum Balance Required
  • Unlimited Check Writing 
  • Free Debit Card 
  • Free Internet Banking 
  • Free Bill Pay 
  • Free Telephone Banking and Transfers 
  • Check Safekeeping 
  • Overdraft Protection

FSB Interest (A Personal Checking with Money Market Interest Rates and FDIC insurance)

  • Minimum opening deposit of $25.00
  • Unlimited Check Writing
  • Free Specialty Checks
  • Interest Rate Tiers: Click Here for Deposit Rates
    • minimum balance less than $10,000
    • minimum balance of $10,000
    • minimum balance of $25,000
    • minimum balance of $100,00
  •  Free Debit card
  • Free Notary Service
  • Free Cashier's Checks
  • Free Check Imaging
  • Free Internet Banking and Bill Pay
  • Free Telephone Banking
  • Free Telephone Transfers
  • Overdraft Protection
  • Maintenance Fee ($10) waived on combined account balances of $10,000 or more
  • Minimum balance to avoid imposition of fees: A service charge of $10.00 will be imposed each monthly statement cycle if you fail to maintain a combined deposit account balance of $10,000.00 on any one day of the statement cycle.

Health Savings Accounts

Farmers State Bank provides simple solutions to establishing and maintaining your Health Savings Account. Whether you want to start your Health Savings Account or transfer your existing account you're at the right place.

Farmers State Bank provides all the necessary tools for you to get started with your HSA today.