"Locally owned and here for you since 1892!"

CD Specials
 
36 Month CD ..... call for details


CD Rates
Tiers Interest Rate Annual Percentage Yield Penalty for Early Withdrawal
91 Day 1.50% 1.51% 1 months interest
182 Day 1.50% 1.51% 1 months interest
12 Month 1.75% 1.76% 7 days interest
18 Month 2.05% 2.07% 6 months interest
24 Month 2.10% 2.12% 6 months interest
30 Month 2.15% 2.17% 6 months interest
36 Month 2.25% 2.27% 12 months interest
48 Month 2.70% 2.73% 12 months interest
60 Month 3.01% 3.05% 12 months interest
Interest Rates and Annual Percentage Yields (APY) are accurate as of June 24, 2008
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Deposit Rates
Account Type Interest Rate APY* Minimum Balance
NOW 0.30% 0.30% $1,000
SuperNOW 0.40% 0.40% $2,500
Insured Money Market Fund 1.00% 1.00% $2,500
  1.65% 1.66% $10,000
  1.75% 1.76% $25,000
FSB Interest Checking 1.00% 1.00% <$10,000
  1.24% 1.25% $10,000
  1.40% 1.41% $25,000
  1.75% 1.76% $100,000
Cash Management 1.00%   <$100,000
Sweep (for business accounts only) 1.35%   >$100,000
  2.50%   >$500,000
Smart Money Savings 0.40% 0.40% $0 - $14,999
  1.46% 1.47% $15,000 - $29,999
  2.00% 2.02% $30,000 - $49,999
  2.35% 2.38% $50,000 - $74,999
  2.50% 2.53% $75,000 - $99,999
  3.05% 3.10% Over $100,000
Statement Savings 0.40% 0.40% $100
EE Bonds 1.40%   Through 11-01-08
I Bonds 4.84%   Through 11-01-08
Variable IRA 3.30% 3.34% 3 month average of FSB 18 month CD
DDA Analysis Rate 2.25%   4 week Treasury rate - changes monthly
*Annual Percentage Yield
Rates are subject to change after account opening.
Any fees imposed on the accounts may reduce earnings.

Interest Rates and Annual Percentage Yields (APY) are accurate as of June 24, 2008.

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Member FDIC

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