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FSB--where checking is free!!!! Visit one of our branches today!!!

Certificate of Deposit Special
 
Now offering a 25 month cd with an APY of 2.53% and a rate of 2.50%. Minimum deposit of $1000.00. Customer must have a checking account relationship.Stop in or call your local branch for all the details!!!!!


CD Rates
Tiers Interest Rate Annual Percentage Yield Penalty for Early Withdrawal
91 Day 0.20% 0.20% 1 months interest
182 Day 0.55% 0.55% 1 months interest
12 Month 0.75% 0.75% 7 days interest
18 Month 0.75% 0.75% 6 months interest
24 Month 1.25% 1.26% 6 months interest
30 Month 1.20% 1.21% 6 months interest
36 Month 1.40% 1.41% 12 months interest
48 Month 1.40% 1.41% 12 months interest
60 Month 1.80% 1.81% 12 months interest
25 Month Special 2.50% 2.53% 6 months interest
Interest Rates and Annual Percentage Yields (APY) are accurate as of February 22, 2010
$1000.00 minimum deposit.
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Deposit Rates
Account Type Interest Rate APY* Minimum Balance
NOW 0.10% 0.10% $1,000
SuperNOW 0.10% 0.10% $2,500
Insured Money Market Fund 0.10% 0.10% $2,500
  0.15% 0.15% $10,000
  0.40% 0.40% $25,000
FSB Interest Checking 0.20% 0.20% <$10,000
  0.30% 0.30% $10,000
  0.65% 0.65% $25,000
  0.75% 0.75% $100,000
Cash Management 0.65%   <$100,000
Sweep (for business accounts only) 1.05%   >$100,000
  1.80%   >$500,000
Smart Money Savings 0.10% 0.10% $0 - $14,999
  0.25% 0.25% $15,000 - $29,999
  0.30% 0.30% $30,000 - $49,999
  0.35% 0.35% $50,000 - $74,999
  0.50% 0.50% $75,000 - $99,999
  0.80% 0.80% Over $100,000
Statement Savings 0.20% 0.20% $100
EE Bonds 1.20%   Through 10-31-09
I Bonds 3.36%   Through 10-31-09
Variable IRA 0.82% 0.82% 3 month average of FSB 18 month CD
DDA Analysis Rate 0.15%   4 week Treasury rate - changes monthly
*Annual Percentage Yield
Rates are subject to change after account opening.
Any fees imposed on the accounts may reduce earnings.

Interest Rates and Annual Percentage Yields (APY) are accurate as of February 22, 2010

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