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CD Specials
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36 Month CD ..... call for details
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CD Rates
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Tiers
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Interest Rate
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Annual Percentage Yield
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Penalty for Early Withdrawal
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91 Day
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1.50%
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1.51%
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1 months interest
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182 Day
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1.50%
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1.51%
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1 months interest
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12 Month
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1.75%
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1.76%
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7 days interest
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18 Month
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2.05%
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2.07%
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6 months interest
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24 Month
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2.10%
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2.12%
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6 months interest
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30 Month
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2.15%
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2.17%
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6 months interest
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36 Month
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2.25%
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2.27%
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12 months interest
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48 Month
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2.70%
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2.73%
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12 months interest
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60 Month
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3.01%
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3.05%
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12 months interest
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Interest Rates and Annual Percentage Yields (APY) are accurate as of June 24, 2008
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Deposit Rates
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Account Type
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Interest Rate
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APY*
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Minimum Balance
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NOW
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0.30%
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0.30%
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$1,000
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SuperNOW
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0.40%
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0.40%
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$2,500
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Insured Money Market Fund
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1.00%
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1.00%
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$2,500
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1.65%
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1.66%
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$10,000
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1.75%
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1.76%
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$25,000
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FSB Interest Checking
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1.00%
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1.00%
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<$10,000
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1.24%
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1.25%
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$10,000
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1.40%
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1.41%
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$25,000
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1.75%
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1.76%
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$100,000
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Cash Management
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1.00%
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<$100,000
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Sweep (for business accounts only)
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1.35%
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>$100,000
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2.50%
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>$500,000
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Smart Money Savings
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0.40%
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0.40%
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$0 - $14,999
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1.46%
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1.47%
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$15,000 - $29,999
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2.00%
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2.02%
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$30,000 - $49,999
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2.35%
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2.38%
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$50,000 - $74,999
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2.50%
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2.53%
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$75,000 - $99,999
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3.05%
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3.10%
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Over $100,000
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Statement Savings
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0.40%
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0.40%
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$100
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EE Bonds
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1.40%
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Through 11-01-08
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I Bonds
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4.84%
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Through 11-01-08
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Variable IRA
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3.30%
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3.34%
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3 month average of FSB 18 month CD
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DDA Analysis Rate
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2.25%
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4 week Treasury rate - changes monthly
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*Annual Percentage Yield
Rates are subject to change after account opening.
Any fees imposed on the accounts may reduce earnings.
Interest Rates and Annual Percentage Yields (APY) are accurate as of June 24, 2008.
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