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Overdraft Protection

At Farmers State Bank we offer two types of Customer Personal Reserve. Use one of these convenient services to save you the embarrassment, inconvenience and cost of an overdraft on your checking account.

  • Automatic Transfer from Savings to Checking
    We will automatically transfer from your savings account to your checking account in increments of $100. If you have certain types of checking accounts, there is no charge for this transfer.
  • Customer Personal Reserve Account
    This is a line of credit offered to qualified individual applicants that is tied to your checking account. It protects you from overdrafts by automatically transferring to your checking account whenever it is overdrawn up to the amount of your credit limit.

For more information about our Overdraft Protection, e-mail Kristen.Beverly@fsbanking.com or contact us at the location nearest you.

Member FDIC
Member FDIC

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