| Our
loan officers work closely with you to provide lines of credit,
term loans and commercial mortgages, all with competitive pricing
to meet the financial needs of your business. Instead of automated
loan approval or credit scoring, we learn firsthand about you and
your company, and customize loans to your company's needs. Loan
decisions are made by our experienced lenders who reside in the
community and understand the local and national economy.
Lines
of Credit
Lines of credit provide funds to finance accounts receivable, inventory,
and other short-term borrowing needs of your business. Farmers State
Bank offers a flexible repayment plan based on the business cash
flow, and lines can be easily accessed to borrow or repay. Contact
Us.
Term
Loans
Term loans can be used to purchase machinery, equipment and other
long-term assets for your business. Interest can be fixed or floating
and the repayment plan can be fixed monthly or quarterly based on
the item financed and the cash flow of the business.
Contact
Us.
Commercial
Mortgages
Commercial mortgages can be used for the purchase, renovation, or
addition to property used for commercial, retail, industrial, or
multi-family purposes. Interest can be fixed or floating with monthly
payments amortized for periods up to 20 years. Contact
Us.
Agricultural
Loans
Farmers State Bank has been lending to farmers for over 100 years.
Our lenders can provide flexible agricultural operating lines of
credit for crops, livestock, farm equipment loans and real estate
loans to meet most every need.
Contact
Us.
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