- A minimum deposit of $25.00 AND a qualified Farmers State Bank checking account.
- Your interest rate and annual percentage yield may change.
- Interest rates are tiered based on the balance in your account.
- We may change the interest rate on your account daily.
- Interest will be compounded daily and credited to your account every month.
- A service charge of $10.00 will be imposed every month if the balance falls below $100.00 ANY day of the month.
- We use the daily balance method to calculate the interest on your account.This method applies a daily periodic rate to the principal in the account each day.
- Interest begins to accrue no later than the business day we recieve credit for the deposit of non-cash items(for example-checks)
- Transfers from a Smart Money Savings account to another account or to third parties by preauthorized,automatic,or telephone transfers, are limited to SIX per month with no transfers by check,draft, or similar order to third parties.Teller transactions will be limited to transfers from the Smart Money Savings account into a qualified Farmers State Bank checking account.
- A fee of $25.00 will be charged for each automatic transaction in excess of six during a month.
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